This site has limited support for your browser. We recommend switching to Edge, Chrome, Safari, or Firefox.

We're Here to Help, Call Us On (0)800 802 1772

Free UK Delivery on Orders Over £250

Virtual or In-Person Appointments Available

Spread the cost interest free and pay in 3 instalments

     

Our Finance Providers

We are happy to offer our customers flexible payment options to match their budget to help them make their dream purchase a reality. Browns Family Jewellers are a licensed credit broker and not a lender in these circumstances (FCA Registration 670719).

Choose between spreading the cost with interest free finance available on over 6 to 12 months, Need a little longer? Choose between 24, 36 to 48 months with 9.9% Representative APR

Credit is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority.

We also offer Klarna as an interest free payment option; choose from either pay 30 days after delivery or pay in 3 equal instalments. Customers should be aware that Klarna offers unregulated credit agreements.

Minimum Spend: Pay later: £50Pay in 3: £99

Available Credit Terms: Pay later (between £50 - £1000): 30 daysPay in 3 (between £99 - £1500): 3 months

Deposit: Pay later: No deposit requiredPay in 3: first of 3 instalments (33%)

Minimum Spend: £300

Available Credit Terms: On Term length

Deposit: 10%

Novuna Finance

Novuna finance enables us to offer you a wide range of finance options, helping you find the most affordable way to make your special purchases.

If you do not meet the payment terms of your Novuna agreement, your credit rating be will be adversely affected, which will impact your ability to access credit in the future.

The following Interest Free Credit payment terms are available, each of which requires a minimum deposit of 10%:

Payment Term Representative APR%
6, 9 or 12 Months 0%
24, 36 or 48 Months 9.9%

Novuna Finance

Get an idea of what your Novuna finance payments will look like with these examples:

  Up to 12 Months 0% Interest Free Credit Up to 24 Months 9.9% Interest Bearing Credit Up to 36 Months 9.9% Interest Bearing Credit
Purchase Amount £1,000 £1,000 £1,000
Finance Term 12 Months 24 Months 36 Months
Deposit % 10% 10% 10%
Deposit £100 £100 £100
Amount of Credit £900 £900 £900
Interest rate (APR representative) 0% 9.9% 9.9%
Interest Amount £0.00 £91.68 £137.88
Total Amount Payable £900 £991.68 £1037.88
Monthly Repayment £75 £41.32 £28.83

How to apply for Novuna finance

Shop

Look for the 'finance calculator' on items over £300. Select your preferred term and deposit, then add the item to your bag.

Apply

Ensure 'Pay by Finance' is selected in the Shopping Bag, then proceed to checkout and select your delivery option, after which you'll be taken to the Novuna site to complete your application.

Decision

You'll normally get a decision within a few moments.

Deposit

You will pay the 10% minimum deposit once your application has been Accepted

Enjoy

We'll send your order to the address you selected during checkout.

If you choose to pay for your order using Interest Free Credit your order must be delivered to your billing address. Interest Free Credit is not available on orders delivered outside the UK.

Klarna

Choose from two easy payment options; pay in 3 interest free instalments or pay 30 days after delivery.

Klarna's Pay is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Klarna

Pay In 3

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. Select the Klarna option and enter your debit or credit card information. 3 instalments gives you flexibility to shop without interest. Not making your payment on time could affect your ability to use Klarna in the future. Debt collection agencies are used as a last resort.

Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status.Ts&Cs and late fees apply. [www.klarna.com/uk/terms-and-conditions]

Available on orders between £99 - £1500, split your payment into 3 equal interest free instalments.

1

Select Klarna Pay in 3 at checkout

2

Your order will be split into 3 equal payments and you’ll pay the first part when you place your order.

3

The two remaining payments will be taken at 30 and 60 days. You’ll be notified when a payment is due and when it has been collected.

Klarna

Pay 30 days after delivery

Pay up to 30 days later. No interest. No fees, when you pay on time. Not making your payment on time could affect your ability to use Klarna in the future. Debt collection agencies are used as a last resort.

Pay in 30 days is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. [www.klarna.com/uk/terms-and-conditions]

Available on online orders between £50 - £1000

1

Select 'Pay later' at checkout.

2

Place your order and pay 30 days later for the items you keep.

3

Klarna will send you payment instructions via email.

Use code WELCOME10 for 10% discount for first time customers

Cart

No more products available for purchase